Currency Exchange Table (Philippine Peso - PHP) - X-Rates

Withdrawing USD Funds from Philippine-Based Paypal Account Using TransferWise Borderless Account

This is a response to u/sgicruz*'s post:* Best way to receive USD payment into a USD savings account? I created a post since this is a bit long comparison.
If you are transferring large amounts of USD from Paypal (i.e. >USD 2,000 at a time), you are forced by Paypal to withdraw in PHP, since you cannot withdraw USD directly to Philippine-based USD accounts. Instead, you can use the TransferWise Borderless Account. The Borderless Account allows you to hold multiple currencies on the account, and also provides USD US Bank Account details (also GBP, Euro, AUD, NZD) which can receive funds via local ACH (automated clearing house). Paypal can withdraw USD funds via US ACH. (There is a verification step before being assigned bank account details: see footnote at the bottom of my post)*
For comparison, below are three scenarios:
  1. Paypal (USD) -> Local PHP Savings Account (PHP)
  2. Paypal (USD) -> TransferWise Borderless Account -> BDO USD Savings Account (USD)
  3. Paypal (USD) -> TransferWise Borderless Account -> Local PHP Savings Account (PHP)
---------------------------
1. Paypal -> (Withdraw to PHP Bank Account) -> Local PHP Savings Account
Associated fees (sample computation for USD 2,000):
Total fees: PHP 200 (for USD 2,000 sample computation)
(Note: if you use GCash, I think total fee is always PHP 0, subject to wallet and transaction limits)
Exchange Rate (sample for May 8, 2020): 1 USD => PHP 48.9414
Net PHP received thru bank: PHP 97,682.70 (BDO) or PHP 97,882.70 (GCash)
Paypal's PHP-USD buy/sell spread is horrendous at around ~3.0-3.5% compared to the mid-market rate. But this is still a valid option if (1) you are withdrawing small amounts, or (2) you need instant access to cash.
---------------------------
2. Paypal -> (Withdraw to US Bank Account) -> TransferWise Borderless Account -> (Send USD via SWIFT) -> BDO USD Savings Account
Associated fees (sample computation for USD 2,000):
Total fees: 59.60 USD
Net USD received thru bank: USD 1940.40
If your ultimate goal is to get the funds in PHP, we can try exchanging the USD to PHP via BDO
Exchange Rate (sample for May 8, 2020): 1 USD => PHP 50.0000 (BDO USD Buy rates)
Net PHP received thru bank: PHP 97,020.00
There are a lot of fixed fees, so this will only be economical for large amounts of USD (probably >USD 3,000). In addition, BDO's PHP-USD buy/sell spread is around ~0.5-1.0% compared to the mid-market rate.
Paypal withdrawal to US bank account takes around 1-2 banking days, while SWIFT transfers take around 1-5 banking days.
---------------------------
An alternative is to send PHP directly from TransferWise. This is cheaper than Paypal or even the USD route described above. This is because TransferWise's exchange rate uses the mid-market rate, and they have transparent fees. In addition, TransferWise -> Local PHP Savings Account settles in minutes, as opposed to the SWIFT USD transfer above (which can take anywhere from 2-5 banking days).
3. Paypal -> (Withdraw to US Bank Account) -> TransferWise Borderless Account -> (Send PHP via ACH [this means Bancnet]) -> Local PHP Savings Account
Associated fees (sample computation for USD 2,000):
Total fees: USD 47.01
Net USD for conversion: USD 1952.99
Exchange Rate (sample for May 8, 2020): 1 USD => 50.4800 PHP
Net PHP received thru bank: PHP 98,586.93
Paypal withdrawal to US bank account takes around 1-2 banking days, while TransferWise USD-PHP ACH (Bancnet) settles in minutes.
---------------------------
*To receive your own USD bank account details, you're required to "Add Money" at least GBP 20 or its equivalent (maybe USD 25). This is their verification requirement. I recommend adding money using Visa/Mastercard Debit Card: TransferWise has around 4.5% fees for the Debit Card Add Money option, so it's going to cost around ~PHP 60 in fees. I recommend using CIMB ATM card if you have, since they currently (as of May 8, 2020) do not charge forex conversion fees. If not, any Visa/Mastercard debit card will do (including BDO Visa ATM cards).
---------------------------
TLDR;
For relatively small amounts, withdraw directly from Paypal to PHP bank account. Best choice is Paypal -> GCash (no inward remittance fee).
For larger amounts, withdraw USD from Paypal to TransferWise Borderless Account, then send PHP via ACH (Bancnet) to Philippine PHP Savings account.
But if you want to keep the amount as USD: withdraw USD from Paypal to TransferWise Borderless Account, then send USD via SWIFT to Philippine USD Savings account.
submitted by wdjose to phinvest [link] [comments]

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submitted by GiuliettaShop to Popify [link] [comments]

[Office/Business Laptop Suggestions] | Philippines | PHP 20,000 - 50,000

LAPTOP QUESTIONNAIRE
  1. Battery Life
  2. Performance
  3. Build Quality
  4. 2-in-1 form factor is a nice-to-have
  1. Web browsers
  2. Video conference (web) applications
  3. Spreadsheets and slide presentations
submitted by jazerx to SuggestALaptop [link] [comments]

Psa: you can buy star credits for the battlepass outside the game.

Open disclosure, i am not promoting these shops or am affiliated with them. Im just sharing based on my knowledge after buying the battle pass for me and my girlfriend as we play together.
As the battlepass is only 428 SC, and the minimum SC to buy ingame is 565 SC, you end up spendig 11-11.5USD (15 singapore dollars!) and wasting 25% of those freaking SC, because you cant buy jack shit with the leftover 100ish SCs unless you topup further. (Netease and its incompetent business models...)
Ive found two main methods to mitigate this.
The first is to buy from Gamers Mall SEA seagm.com . You can buy a smaller increment of SC, the perfect number is 435 for 10.5 sgd. This is actually 9.82 sgd plus 0.81 sgd transaction fee for using paypal. You only waste 7 SC to buy the 428 battlepass. You also get to finally claim the free cap america, marvel, and scarlet witch along with the recharge incentives.
Savings: This works out to 18 cents USD per SC. The ingame cost,fyi, is 19.6 cents USD so a decent 8-9% discount. (Sg guys forgive my USD conversions but hoping to let our bros from rest of sea understand easier)
However to me this is absolutely worth it because
  1. You dont have leftover unusable SC
  2. The 8% discount will increase if you buy more amounts, im sure if you buy 20 odd dollars worth, you probably save closer to 12%-15%
For Singapore gamers i have another potential but not tested hack, using malaysian ringgit. Fyi, singapore, indonesia and thailand gamers get a extra surcharge compared to other sea gamers. For 565 credits, we pay 11-11.50 usd equivalent (15sgd/349 thb/150k rupiah).
Our friends from Malaysian, Philippines pay 9.8 usd (40my499php) so more than 10% less!
The hack is using codashop.com, and simply choosing to pay in malaysian ringgit visa. At the myr price, we pay only 40 ringgit or 13ish sgd instead of 15. The 1odd dollar sounds small but again is a 10% difference that you can use to... buy a cup of kopi? Lol. The rate is close enough at 17ish USD cents per SC, though i admit that forex conversions charges using credit card will probably bump it to 18 cents per SC in the end. Still cheaper than ingame.
Of the two methods, i find the first one with GMSEA is better anyway as you dont need to try to play forex conversions, and you only need enough for the battlepass. Nonetheless both are still cheaper than ingame purchases in both absolute amount ( buying the minimum needed for battlepass) or proportionally (more SC for less spend).
Hope this was helpful!
submitted by bibibabibu to MarvelSuperWar [link] [comments]

BPI Invest US Equity Index Feeder UITF now multi-class/multi-currency - USD/PHP

Info now out on the BPI's peso-denominated US equity feeder fund. Created an update post for more visibility. Original post by u/jmnativ: https://www.reddit.com/phinvest/comments/dsb38b/bpi_amtc_is_launching_a_new_fund_bpi_invest_us/
It's simply the Peso version of their US Equity Index feeder: https://www.bpiassetmanagement.com/pages/bpi-us-equity-index-feeder-fund that uses the SPY ETF. It has the same fee structure:
Trust Fee 0.7500% per annum payable to the Trustee, BPI AMTC
Custodianship Fees 0.0084% payable to the Third-Party Custodian of the Fund, Bank of New York Mellon
External Auditor Fee 0.0082% payable to the External Auditor of the Fund, Isla Lipana & Co.
Broker's Fee 0.0300% payable to the brokers / dealers for the buying / selling of shares / units of the Target Fund
Total 0.7966% (at least, if other expenses like taxes are not included)
Note that SPY's gross expense ratio by itself is 0.0945%
Investment amounts:
Unit Classes Class A (USD Class) Class P (Philippine Peso Class)
Minimum Initial Investment USD 1,000 PHP 50,000
Minimum Transaction Amount USD 500 PHP 10,000
From their FAQ:
If I invest in Unit “Class P” and the general consensus is stronger or weaker USD against major currencies, how will this affect me as an investor?
As a Unit “Class P” investor, should the US Dollar strengthen against the Philippine Peso, you stand to benefit on stronger US Dollar due to unrealized foreign exchange gains. On the other hand, should the US Dollar weaken against the Philippine Peso, you may experience additional volatility due to unrealized foreign exchange losses.
Note, however, that the NAVPU of the unit classes also reflects the daily marking-to-market of the underlying investments of the target fund. As such, we emphasize that clients are not encouraged to subscribe into the BPI Invest US Equity Index Feeder Fund Unit “Class P” to hedge foreign exchange risk. Unit “Class P” was designed primarily to provide convenient access to global outlets for investors with Philippine Peso.
---
So ultimately, it just provides the convenience that you don't have to buy USD to invest. The minimum transaction amount is also lower. The exchange risk is there whether you invest in USD or PHP... if you eventually will spend the investment proceeds in PHP. If one can buy and sell USD at better than bank rates, it may be better to invest in USD fund since BPI probably earns a little bit more on the forex spread.
I guess BPI just has to be clearer when stating the performance of the USD class and the PHP class, since the latter also effectively includes the exchange rate performance of USD vs PHP.
submitted by AmbisyosongAhedres to phinvest [link] [comments]

Choosing And Choosing A Good Mobile Asphalt Mixing Plant Price Online

Choosing And Choosing A Good Mobile Asphalt Mixing Plant Price Online
The expense of a mobile asphalt plant is likely to vary quite considerably, according to a wide array of things in the reputation of the manufacturer for the country of origin for the overall excellence of the machinery. Listed here are outlined a few of the primary factors that are recognized to impact portable asphalt mixing plant price.

The build quality of the mobile asphalt plant's structure and components weigh greatly around the price tag determination. It needs to be obvious that models manufactured from higher-grade materials are usually expensive, while those produced from inferior-grade materials tend to be cheaper. Plants constructed from premium materials are almost certain to have a longer working life, which generally means they are a wiser investment choice.

Exactly the same follows in terms of construction techniques or asphalt batch mix plant assembly methods. Setups which may have high-quality welds and enhanced structural engineering designs tend to endure longer, which typically means they will cost more to get.

The shape (often measured regarding hourly output) may also have an impact on portable asphalt mixing plant prices. Following the time, it's just simple economics. Bigger plants need more raw materials, not forgetting more labor hours, to build, and the ones extra expenses are handed down to customers by manufacturers. Needless to say, should your construction firm need a large volume of asphalt to complete mass-scale building projects, the greater value of larger sized mobile asphalt mix plants is going to be easily justified. Remember that larger plants also mean you are able to manufacture a greater amount of asphalt in shorter time spans, meaning construction project completion times decrease, meaning more profits to your business.

https://preview.redd.it/yjgfnez0c1i41.jpg?width=600&format=pjpg&auto=webp&s=585c1c45be1afaab41d7a3f215ce7b3eba682629
The manufacturer name of a mobile asphalt mixing plant can simply also affect the price. Globally renowned manufacturers have established the reputation so as to charge more with regard to their equipment - whether or not the equipment is definitely high quality is actually a different story. Brand recognition matters. Generally, manufacturers have built up their reputation from the field by continually supplying high-quality products to buyers around the globe, and also by supplying world-class customer satisfaction. The great thing about globally recognized manufacturers is that they have groups of multilingual customer care agents doing work for them, so communication is rarely a difficulty.

Another ingredient that may have an impact on asphalt plant prices is market fluctuations. For example, most asphalt plants are made of steel. Which means that a spike in steel prices is probably going to increase the expense of mobile asphalt mixing plants. Furthermore, should you be getting a plant from an overseas country, variations in currency forex market exchange rates could affect the overall cost of the equipment. Get more here: https://aimixasphaltplant.com/asphalt-plant-in-the-philippines/.

Perhaps among the easier ways to make sure you receive the best prices on asphalt mixing machinery is to shop around. This simply means obtaining mobile asphalt plant price estimates/quotes from the large selection of suppliers. Make absolutely certain that shipping costs and import taxes/fees are factored to your price analysis calculations otherwise, you might be set for a major shock.
submitted by chinaaimixgroup to u/chinaaimixgroup [link] [comments]

Credit Card Foreign Txn Conversion Rates (RE: Changes to Citi's Card Agreement and sane alternatives)

2 days ago, Citi Card users were greeted with changes on their agreement effective December 1, 2019. One thing that is glaring to me is the "clarification" on converting transactions charged in foreign currencies:
For transactions in foreign currencies other than US Dollar, the amount will first be converted to US Dollar before being converted to its Philippine Peso equivalent.
I'm certain that before I left the country, I knew their 3.525% fee and there was no mention of converting from other currencies to USD, then to PHP. Whether this was intentionally done to screw their users over or not, this changed my opinion of ever using Citi Cards for Forex Txns, especially that I'm out of the country and rely on cheap exchange rates.
I have another card with BDO, it says that they have a 1%+1.25% FETF. It is not certain though that they directly convert from other currencies to PHP directly, which I will clarify tomorrow. Anecdotally, BDO and Citi has lows and highs with their FETFs, but has ill-explained transparency of the exchange rates.
So what do you guys think of this? Should I dump all my expenses to BDO? or both banks are just as the same and there's no real "cheap" alternatives? Citi is supposed to be a larger bank, but they're charging 3.525% over BDO's 1%+1.25?
submitted by Apache_Longdong to phinvest [link] [comments]

Best place to get pesos for yen

I'll be traveling to Philippines very soon. I live in Japan, and would like to know which of the following would be the best place (=best rates) to get PHP for my JPY: 1. Forex shop in Tokyo 2. At Haneda airport 3. At Manila airport 4. Somewhere else
submitted by iamnnyu to Philippines [link] [comments]

10 Blockchain Companies To Watch In Asia

10 Blockchain Companies To Watch In Asia

https://preview.redd.it/bjix9mvdw2m31.png?width=864&format=png&auto=webp&s=0c7b463f7bcf30dfe1bff31aa70b33ca6e002e8f
Article by Forbes: Joresa Blount
In 2018, Asia was one of the leading regions in terms of growth of blockchain jobs, cryptocurrency usage, innovation, and general openness. Despite some early woes with China banning ICOs, China still produces nearly 70% of crypto mining activity.
For users and entrepreneurs, the Asian ecosystem is in general a friendly one. For example, in Singapore Bitcoin is taxed as a good rather than a currency, setting a 7% flat tax for trades or purchases using Bitcoin. In Japan, messenger giant, LINE, was just granted a crypto exchange license from the Japanese financial regulator. In Korea, news just broke that the country’s largest entertainment company would be launching its own token.
Besides the name brand companies that are exploring crypto solutions, there are hundreds of innovative startups and founders looking to radically disrupt their respective industries with blockchain technology. This list contains ten innovative blockchain startups based in Asia worth watching, including exchanges, fintech startups, and more.
Today In: Innovation
1. Level01
Level01 is the world’s first broker less derivatives exchange in collaboration with Thomson Reuters. Through using blockchain technology, the platform eliminates middlemen while providing a decentralized trading experience. Users can trade derivatives and options in forex, cryptocurrencies, commodities, stocks and indices, all from the Level01 platform and app.
Level01 does this by using Distributed Ledger Technology (DLT) for transparent and automated trade settlement on the blockchain, with their unique Artificial Intelligence (AI) analytics called Fairsense that provides fair value pricing dynamically to counterparties in a trade, based on current and retrospective market data from Thomson Reuters. The platform and app are currently undergoing stringent beta testing by 50 experienced traders.
2. Galaxy Pool
Galaxy Pool, also known as GPO, is a brand-new asset issuance style on blockchain that utilizes intelligent contracts for initial digital asset issuance. In general, GPO assets can be best described as mining machines used to explore various kinds of digital assets that can obtain value-added benefits of GPO through the repurchase and destruction of pond profits.
With this brand-new asset issuance style on blockchain, more humanistic investment opportunities with free withdrawal rights can be provided to investors.
3. Biki
Headquartered in Singapore, BiKi.com is a global cryptocurrency exchange ranked Top 20 on CoinMarketCap. BiKi.com provides a digital assets platform for trading more than 150 cryptocurrencies and 220 trading pairs. Since its official opening in August 2018, BiKi.com is considered one of the fastest-growing cryptocurrency exchanges in the world with an accumulated 1.5 million registered users, 130,000 daily active users, over 2000 community partners and 200,000 community members in under a year.
BiKi’s competitive advantages include helping projects with marketing, influencers, brand awareness, and community growth in the Chinese markets and abroad. With a global approach, BiKi also helps Chinese companies go global and international companies penetrate Chinese markets.
4. Whitebit
With a global team of over 100 people, Whitebit is a professional digital asset trading platform that services most major Asian markets via a European license. The exchange holds 95% of user funds in cold wallets and offers users an intuitive user interface with real-time orderbooks, charting and technical analysis tools, and automation features. Whitebit’s major competitive advantage is processing speeds of up to 10,000 trades every second and 1,000,000 TCP connections.
Whitebit has also announced the release of S.M.A.R.T. Box, a program that allows users to budget and allocate funds based on unique plans with varying durations and interest rates. Next is the launch of margin trading in Q4 2020, as well as mobile iOS and Android apps and an eventual US license.
5. Opu Labs
Opu Labs is creating the self-care business model of the future starting with the skincare space. There are over 1.2 billion online skincare consumers with a $3 billion digital services business. Opu Labs helps make the decision-making process easier by offering free advice powered by AI, rewarding users for their purchase data using blockchain technology, and using robust technologies to connect brands and consumers.
Under the leadership of CEO Marc Bookman, Opu Labs was named in the top 25 healthcare solutions by CIO Applications and won the start-up GrandSlam in Singapore. To date, $2m in rewards have been earned on the platform and the company will be releasing their long-awaited apps soon.
6. Coinsbit.io
Thanks to his vast expertise, experience, and sense of the market, Nikolay Udianskyi created a high-quality crypto exchange called Coinsbit.io. Now leading the Asian crypto market, Coinsbit was named the best 2018 crypto exchange at Asian Blockchain Life 2019.
Coinsbit is planning to further distinguish itself from the competition through a series of novel functions. Among its plans is a P2P microfinancing lending service that will enable users to borrow and lend money on the platform. Coinsbit will ensure privacy for all users and will not require borrowers to show their credit history. An additional planned feature is an invest box service, which will reward users who deposit cryptocurrency by paying them interest on various coins.
7. GST Coin
GST is a comprehensive digital application platform which integrates encrypted payment currency, blockchain and artificial intelligence technology. It is dedicated to providing the most valuable intelligent digital asset service for every user and creating a new GST digital public chain in a diversified market structure. GST project is committed to using the most advanced technology to create the most perfect user experience, and it has always been in the forefront of the market in the decentralized security sharing architecture.
GST was born out of MHC Asset Management Corporation, a high-tech enterprise engaged in R&D and innovation of blockchain technology. Their executive team includes CEO Ms. Zhang Qun and other leading technologists and entrepreneurs in China.
8. Columbu
Columbu (CAT) is a global community-based open-source blockchain project that has been active since 2017. Under CTO David Su, CAT’s main focus is building a high-performance DAPP development platform and community encouraging and autonomous system based on software and hardware combined GCloud Everest computing platform. This is the world’s first public blockchain (distributed cloud) using CUDA and blockchain technology.
The project will allow for a worldwide distributed and free economic collaborative network of intelligent economies. This will happen through a community incentive mechanism and autonomous system to build in real-time. The project has an ambitious roadmap that will include growing its global developer community and other projects within their ecosystem.
9. KBC
Registered in Singapore, KBC is the powering token of a global financial infrastructure and range of products focused around gold. These products include an innovative Voice-over-Blockchain smartphone called IMpulse K1, a crypto payment merchant processor called K-Merchant, and a cryptocurrency exchange and trading platform. Together these products and entities combine to form the Gold Imperium, the company’s financial ecosystem.
The company has attracted heavy interest from users who have seen the benefits of having both gold and cryptocurrency exposure, as well as the ease of use of being able to use each day to day through tokens such as KBC. As both markets expand, keep an eye on KBC.
10. TEXCENT
TEXCENT is a Singaporean blockchain and fintech startup focused on fully-integrated solutions for remittance, payments, and microfinancing. Using blockchain technology, the company wants to provide seamless and convenient digital financial services solutions to Asia and the world. TEXCENT is currently focusing on the Philippines, Vietnam, Thailand as these markets will grow exponentially in the next 5 years.
Their current products include PAYCENT, an app and hybrid wallet, as well as TEXCENT, a remittance solution with zero fees. TEXCENT has already acquired a remittance license from the Monetary Authority of Singapore (MAS) and is in the process of getting similar licenses for UK, Malaysia and Hong Kong in the coming months. The company is also a member of the Singapore Fintech Association.
submitted by GTE_IO to u/GTE_IO [link] [comments]

Andanar's and Ablan's ~~brain farts~~ speeches in London

Salamat the thread: https://twitter.com/JRDCastillo24
Andanar claims many families of OFWs become dysfunctional due to drugs.
Andanar claims that the govt spoke w/ 150 OFWs in Dubai who were maltreated by their employers. Dubai OFWs earn up to 1500 dirhams only.
Andanar: Most of you here in the UK are from middle class families. He said OFWs in London are lucky and have better wages.
  • ...
Andanar enumerated the latest SWS&PulseAsia surveys and said that Duterte is supported by a great majority of the Filipinos.
  • The SWS Survey showed a drastic drop in both approval and trust ratings for the president.
Andanar calls @TrillanesSonny & @SenLeiladeLima as “maiingay”. He asked: Bakit hindi nakukulong si Trillanes? Crowd erupts in laughter. Andanar claims that Trillanes is not in jail because Duterte respects his freedom of speech.
Andanar: Kung maingay si Trillanes, mas mag-ingay din tayo. Kung ginagago ni Trillanes ang pangulo, gaguhin din natin siya.
Andanar talked about planned destabilisation against the Duterte government and cited EDSA 1 & 2 as examples of destabilisation. Martin Andanar, head of the PCOO, calls EDSA 1 & 2 as destabilisation.
  • Uh. Ano daw ulit sinabi niya? Did he forget that EDSA 1 gave rise to Duterte in politics?
Andanar: Kaya nga kayo nag-Brexit di ba dahil wala na kayong tiwala sa EU? Hindi kami nakikialam sa EU, bakit sila nakikialam sa atin?
Andanar to EU: Bahala na sila sa buhay nila. Mag-iyot na lang sila. Crowd laughs and chants “Duterte! Duterte!”.
  • Pag kabastusan, si Duterte agad ang tinatawag. Bakit kaya?
Andanar: Napakagaling ng ating pangulo. Siya lang ang pangulo sa SEA ang naka-talo sa ISIS in 140+ days. Andanar claims that Duterte managed to defeat “ISIS & Maute” even though the terrorists were supported by ISIS in the middle east.
  • Thank you brave men and women of the AFP. Duterte didn't fire a single shot towards the Maute. And is in fact on record telling the Maute to burn Marawi
Andanar: Yung mga maiingay na pala-iyot, ang problema sa kanila hanggang ingay lang. Wala naman silang napatunayan.
  • ...
Andanar: Yung mga Prime Ministers and Presidents of other countries are all supportive of President Duterte.
  • Teka, diba galit kayo sa EU kasi nakikialam?
  • READ: Other countries = China.
Andanar: Yung mga nasa baba lang ang maiingay dahil nga kulang sila sa iyot.
  • ...
Andanar enumerates all SEA countries and said that all those countries have no complains about President Duterte.
Andanar: Donald Trump believes in President Duterte.
Andanar: Agrabyado tayo sa Western media. Wala tayong pera. Ayaw gumastos ni presidente sa PR.
Martin Andanar thanks Malcolm Conlan, an ambulance crew in the UK, for his support of President Duterte.
  • Libre yan, hindi katulad ke sass. Pero akala ko ba ayaw niyo ng may foreigner na nakikialam?
Andanar on @TrillanesSonny: Panahon pa ni Gloria, inaway niya. Inaway nyasi Angie Reyes. Walang nirerespeto si Trillanes.Aabutin din ng karma si @TrillanesSonny. Kakarmahin din yan. Yung kanyang bunganga, hindi talaga mapigilan.
  • Wag pahalata Andanar.
Andanar said the government is doing its best to reform the country for the betterment of all.
Andanar: Kapag mga dilaw at si tita Cory ang nag-RevGov, ok lang. Kapag ang gobyerno ngayon ang mag-RevGov, ayaw nila. Double Standards.
  • Wag tanga Andanar. The RevGov under Cory was a necessity, designed to bring the Philippines back to democracy after Marcos's Martial Law. Ilalagay mo ang powers na yan kay Duterte? Magisa ka.
Andanar claims that a lot of the problems the government is solving now like the MRT and Yolanda housing were made by the previous admin.
  • Which Duterte said was EASY TO SOLVE, tapang at malasakit (political will) lang ang kelangan.
Andanar claims P800k was used to build Yolanda houses while the current government spent only P200k for Marawi temporary housing.
Andanar: Mismanagement like Yolanda will not happen under this government.
  • So how is Duterte managing the War on Drugs? the MRT?
Andanar: 3k deaths are from legit police ops. 10k deaths, halo-halo na yan.
  • ...
Andanar: Bine-brainwash tayong lahat ng media sa ating paligid. They don’t want to believe the PNP. They have a different agenda.
Andanar: Media is turning a blind eye on the truth.They simply don’t like Du30. Liberal-left don’t want him, maybe they’re hiding something.
  • Ang daming tao ang "don't like Duterte." Natanong mo na ba sa self mo bakit?
Andanar hits Human rights groups. He claims they’re more concerned with the human rights of Maute and Hapilon.
  • ...
Andanar: Duterte doesn’t like legalisation of drugs. He doesn’t want the country to go to the dogs.
Andanar: Itong Human Rights, ayaw ipaglaban ang human rights ng mga pulis at sundalo. May kinikilingan ang human rights.
  • ...
Now it's Kris Ablan's turn.
Kris Ablan: Get your facts/news from PNA, PIA and PTV.
  • Diosko Lei, please reangle this!
Kris Ablan: @nytimes didn’t publish our point by point responses to the negative articles they wrote about President Duterte.
  • Maybe it's because the NYT doesn't publish lies? Baka lang ha, di ko sure.
Kris Ablan said that Press Attaches will be reactivated in London, US, Singapore and Middle East once they get the budget.
  • Fire Mocha and Badoy, para mas maraming ma-reactivate na press attaches.
Kris Ablan said that the govt is doing consultations across the country about federalism but the media isn’t reporting it comprehensively.
  • Kasi wala naman. Bakit di kayo magreport, di ba, PNA, PIA, and PTV. hahahaha Kahit state controlled walang reports di ba? Edi wala.
submitted by merdionesmondragon to Philippines [link] [comments]

Daily Market Overview 1 October 2018

Daily Market Overview 1 October 2018
USA
US stocks rose on the first day of the fourth quarter after the US and Canada finished last minute at the end of Sunday to revise the North American Free Trade Agreement. The Dow Jones Industrial Average rose by 192.90 points, or 0.7%, to 26651.21, increasing advances after the publication of its largest figure for the quarter of the year. The S&P 500 climbed 10.61 points, or 0.4%, to 2,924.59, stopping almost to a record level, while the Nasdaq Composite fell 9.05 points, or 0.1%, to 8,037.30, which caused by losses in a number of biotech stocks.
Oil
Oil for November deliveries rose by 2.05, or 2.8%, to 75.30 per barrel on the New York Mercantile Exchange, reaching the highest level since November 2014 and releasing the multi-year peak for the first time since June. Brent crude, the global benchmark, added 2.25, or 2.7%, to 84.98, and reached a nearly four-year high. Rates that large manufacturers, such as Saudi Arabia, will not be able to easily fill the supply gap, pushed both US and global prices by about 25% per year.
Forex
The Canadian dollar soared on the news: one dollar last bought C 1.2799 versus C 1.2911 on Friday evening in New York. The Mexican peso was trading at the strongest level against the dollar. The dollar received 18,724 pesos in recent trade, compared with 18.7135 pesos. The US dollar index ICE, rose 0.2% to 95.279. The dollar rose to Y113.95 versus Japanese yen from Y113.69. The euro is trading at 1.1578, compared with 1.1616 on Friday. The dollar has slightly changed compared to the major competitors after the Institute for Industrial Supply Industrial Supply Index fell to 59.8% in September from 61.3%.
Asia
The Japanese Nikkei drove to a weaker yen to a 27-year close high, and trade problems were postponed in Taiwan, as this market scored a maximum of 1 month. The worst market was the Philippines, which is 1% below the September minimum by 7.4%, which is the most in two years. The Nikkei rose 0.5%, while the Kospi index in Korea fell 0.2%. S&P BSE Sensex rose 0.8% to 36,526.14. Shares of the bank led to growth, while the bank "Yes" jumped by 9.7%, and the State Bank of India and ICICI Bank rose by 3%. Taiex rose 0.4% to 11051.80, the highest close since August 31. Lens manufacturer Largan Precision, which fell 23% in September.
Read more: https://www.facebook.com/294693984421347/photos/a.295490831008329/328674587689953/
https://preview.redd.it/dmd7fff0fqp11.png?width=700&format=png&auto=webp&s=ff39d54b47ffa5f72500f3b5af576f975b050e51
submitted by Markets-Cube to u/Markets-Cube [link] [comments]

studying abroad soon, need tips

Hello guys! I'm going to study in France this January. I was just wondering, what credit/debit card would you recommend that offers the best FOREX rates or rewards, etc. Also, what is the best way to send money from the Philippines to France? I'm going to be staying there for half a year, so opening a bank account is an option as well. I'm currently at a loss with regard to managing my finances since it's my first time to spend an extended period in a foreign country.
Also, general tips when it comes to studying abroad (especially as Filipino woman hehe) would be very much appreciated. Like things to buy here that might be expensive there, places to visit in Europe, how to save money, unique travel advice haha. Thank you very much and have a nice day! :)
submitted by alexa0508 to Philippines [link] [comments]

Livestock on the Blockchain

Banks are conservative and on the surface, they are portraying they hate cryptocurrency! Just look at the famous comment by Jamie Dimon who first says that he is going to fire any employee who buys Bitcoin but suddenly has an attack of conscience and now "regrets calling Bitcoin a Fraud". Of course, the firm he helms, JP Morgan Chase, was caught with its pants down buying Bitcoin as Mr. Dimon sent it plunging from US$5000 to US$3,000!! Brilliant move.
So it should come as no surprise if we find mainstream banks clandestinely supporting Bitcoin or Cryptocurrencies. But what I do find surprising is that there is one initiative support by our Maybank, the Malaysian Banking Giant! Now that is super cool, but what really makes it surprising is this initiative is for the UNBANKED, the segment of the population (the bottom 40% or B40 as our Government refers to them perhaps) that does not have a bank account or is simply not profitable as customers
And the initiative is with Sentinel Chain which now aims to unlock the value of the "hidden assets" which most farmers have, which is LIVESTOCK. Have you ever been to a kampung in the heartland? These are good working folks but they often lack the capital to expand their business. Now, if we could collateralise their assets (here it's livestock, or to put it in Crypto terms the Tokenisation of Livestock) then it would provide them with sufficient capital for expansion or for times when money is needed (imagine that it's the start of the school year but the livestock they have is still not in a position to be "monetised" - borrowing against your assets. This will ultimately bring various financial services to the unbanked such as banking, credit facilities, insurance and even crowdfunding. In short, it uses the spirit of Blockchain to attack a niche area in Agriculture (livestock) and attempts to liberate the farmers from the yolk of Poverty.
And considering that the rural folks form the backbone of the voter base of Malaysia (do you that FELDA alone can sway 50 Parliament seats?) this could be a strategic project in collaboration with the Government of ASEAN countries which have a high percentage agrarian base. And bringing these facilities together with ASEAN giant Maybank is a stroke of genius IMHO. Hello, CIMB, are you around to hear this?
Among the Services that Sentinel Chain will provide are listed below, which now looks like a menu from a financial services Supermart. Have you ever heard of crowdfunding services offered by a Bank?
Well, this seems to all fine and dandy and brings us to a farmer utopia world but how are we to identify the livestock (which have legs and wings by the way) which belong to a particular farmer? It uses an innovative Identification tag for Livestock.
In short, the core components are of this entire ecosystem which also features a Private Blockchain are:
Livestock RFID Tag - a tamper proof RFID tag attached to the livestock which provides immutability of ownership (asset tracking). Geolocation and timestamp information is affixed.
Cross Pay Mobile App (A mobile walled based on Android-Good move, since I doubt farmers have Apple iPhones!!) - A cryptocurrency token called SENC which is also attached to an LCT (Local Cross Pay Token) denominated in the users local native currency (there will be an LCT Ringgit for Malaysia, Baht for Thailand and Pesos for the Philippines are some examples). This avoids the issue of Forex conversion rates and makes usage and business transactions seamless across borders. Cross pay will operate across many countries.
B2B Marketplace - This puts all the components together as a Private blockchain so users can access financial services from providers all over ASEAN. There will be multiple Cross Pay blockchain in different countries
Ok, so now I understand. Could Maybank be secretly backing up all these ICOs and emerge as the Blockchain champion of ASEAN in the future? Leaving rivals such as CIMB in the dust as it moves aggressively into an untapped market? This is such a great ICO opportunity that I am surprised that the ruling coalition (Barisan Nasional) has figured out an idea like this. Releasing the rural folks and bringing them financial facilities of the 21st Century through Blockchain.
This is definitely an investable project in my opinion as it will break existing glass walls to the problems of the unbanked in many ASEAN countries. So there, now even farmers can go to the MOON with Sentinel Chain!!
NOW EVEN "DEAD CAPITAL" CAN BE FUNGIBLE ASSETS.
This is a classic example that blockchain is capable of addressing real-world issues and I would certainly love to see more projects similar to Sentinel Chain in the near future. Meanwhile, you can Google them up for more information. They have an active Telegram community: t.me/sentinelchain and you can find further details on their announcement channel: t.me/sentinel_ANN

senc #sentinelchain #blockchain #livestock #insurance #maybank#fenbushicapital #crosspay #iglobepartners #infocorp #mediashares#crowdo #vechain #proofofsupport

submitted by CamusAlpha to ico [link] [comments]

[Meta] Unofficial Philippines budget 2030

[M] Custom budgets are apparently no longer allowed, but I'm posting this anyway as it has useful information.
PHILIPPINES BUDGET 2030
GDP: $732,426,545,940
GDP growth: 4.25%
Population: 130,417,780
Population growth: 1.72%
GDP per capita: $5616.00
Revenue: $139,161,043,729
Revenue as % of GDP: 19%
SPENDING OF REVENUE:
Department of Education: $22,500,000,000 (16.16% of budget)
Department of National Defense: $18,500,000,000 (13.29% of budget)
Department of Health: $16,500,000,000 (11.86% of budget)
Department of Public Works and Highways: $15,500,000,000 (11.14% of budget)
Department of Interior and Local Government: $10,250,000,000 (7.37% of budget)
Department of Social Welfare and Development: $9,250,000,000 (6.65% of budget)
Department of Agriculture: $3,750,000,000 (2.69% of budget)
Department of Finance: $3,750,000,000 (2.69% of budget)
Department of Transportation and Communications: $3,750,000,000 (2.69% of budget)
Department of Science and Technology: $2,750,000,000 (1.98% of budget)
Department of Environment and Natural Resources: $2,750,000,000 (1.98% of budget)
Energy Transition Plan: $8,000,000,000 (5.75% of budget)
Debt servicing: $10,600,000,000 (7.62% of budget)
Foreign Exchange Reserve Deposit: $11,311,043,729 (8.13% of budget)
New Gross Debt after payments: $0
Debt as % of GDP: 0%
Spending of foreign exchange reserves from 2029:
$2,761,000,000 exchanged for gold
$11,311,043,729 deposit from budget
New foreign exchange reserves: $22,831,506,753
Gold reserves: 1402.2 tons
Due in part to the continued Chinese recession as well as the lowering of taxes, the budget has remained stagnant from 2029, sparking concerns that continued Filipino growth may not be something to take for granted. President Cojuango has downplayed criticisms, noting that the Energy Transition Plan is finally complete and will free up funding that he vows to redistribute appropriately.
At the same time, the Philippine has achieved enough gold to match the value of its predicted narrow stock of money, M0, allowing for the rebuilding of the nation's dramatically depleted foreign exchange reserves. Though the gold itself largely deters currency attacks, the Chinese recession has made it harder for the Philippines to maintain a positive trade balance, giving higher priority to forex account deposits than what had originally been intended.
Growth rate modifiers are decaying by 0.05 per year. 6.0% as base growth as a fast developing nation + 0.20% residual growth for FLNG upgrade + 0.10% residual growth for previous FLNG upgrade - 2.15% due to Chinese recession + 0.05% residual growth from industrial stimulus plan + 0.05% increase in construction/tech sectors from large PNET project
submitted by varianlogic to Geosim [link] [comments]

[Budget] Philippines budget 2037

Class IV Budget
Category Percentage Allocated Funds
Department of Education 18.82% $39,000,000,000.00
Department of Health 14.24% $29,500,000,000.00
Department of National Defense 10.62% $22,000,000,000.00
Defense Research & Procurement 1.59% $3,300,000,000.00
Department of Public Works and Highways 10.38% $21,500,000,000.00
Department of Social Welfare and Development 7.72% $16,000,000,000.00
Department of Science and Technology 7.48% $15,500,000,000.00
Department of Interior and Local Government 6.03% $12,500,000,000.00
Department of Agriculture 4.10% $8,500,000,000.00
Department of Transportation and Communications 3.14% $6,500,000,000.00
Department of Finance 2.65% $5,500,000,000.00
Department of Environment and Natural Resources 2.17% $4,500,000,000.00
Energy Transition Plan 3.86% $8,000,000,000.00
Sulu Tunnels 5.90% $12,228,571,428.00
Foreign Exchange Reserve Deposit 1.28% $2,659,014,369.57
New foreign exchange reserves: $55,361,722,130
Maximum Gold reserves: 1724.5 tons
Maximum M0 : 3,443,646,823,000 PHP
These two values exist in an undefined equilibrium due to the gold standard. Some portion of the printed PHP is temporarily out of circulation after being exchanged for gold, and likewise some portion of the gold reserves is currently circulating in the economy. With growing forex reserves and no balance of payments crisis in the foreseeable future, it is unimportant to establish the exact figures.
The Sulu Tunnels megaproject has made a notable impact on both the budget and on economic growth, leading some to worry about a construction sector bubble that may have accumulated over the past decade. Nevertheless, the NPC maintains that the situation is sustainable, believing that there are enough remaining growth-generating infrastructure projects in the Philippines to sustain construction sector employment through 2055 when it is hoped that a space infrastructure boom will occur.
Separately, raw materials and mining income from Zimbabwe is expected to begin the following year, and President Lakian has suggested that some of the money could be diverted to further FLNG development off the shore of Papua New Guinea.
Growth rate modifiers are decaying by 0.05 per year. 5.0% base growth as a developing nation (that has reached $7500 GDP/capita) + 0.05% estimated increased trade due to original CPS treaty + 0.25% from huge contracts to build MNET-ENet-CNet across most of Latin America + 0.35% long term growth in construction sector from Sulu Tunnels project.
submitted by varianlogic to Geosim [link] [comments]

[Budget] Philippines budget 2040

Class IV Budget
Category Percentage Allocated Funds
Department of Education 18.83% $46,000,000,000.00
Department of Health 14.12% $34,500,000,000.00
Department of National Defense 9.82% $24,000,000,000.00
Defense Research & Procurement 1.47% $3,600,000,000.00
Department of Public Works and Highways 10.03% $24,500,000,000.00
Department of Social Welfare and Development 7.78% $19,000,000,000.00
Department of Science and Technology 7.57% $18,500,000,000.00
Department of Interior and Local Government 5.32% $13,000,000,000.00
Department of Agriculture 3.89% $9,500,000,000.00
Department of Transportation and Communications 3.27% $8,000,000,000.00
Department of Finance 2.76% $6,750,000,000.00
Department of Environment and Natural Resources 2.66% $6,500,000,000.00
Energy Transition Plan 3.27% $8,000,000,000.00
Sulu Tunnels and Friendship Tunnel 5.97% $14,598,571,428.00
Foreign Exchange Reserve Deposit 3.23% $7,904,003,992.31
Spending of foreign exchange reserves:
$1,660,000,000 to South Africa for purchase of gold
New foreign exchange reserves: $69,901,928,766
Maximum Gold reserves: 1921.0 tons
Maximum M0 : 3,836,033,160,000 PHP
These two values exist in an undefined equilibrium due to the gold standard. Some portion of the printed PHP is temporarily out of circulation after being exchanged for gold, and likewise some portion of the gold reserves is currently circulating in the economy. With growing forex reserves and no balance of payments crisis in the foreseeable future, it is unimportant to establish the exact figures.
2040 represents the first year that the plan to grow the physical money supply at a rate greater than inflation goes into effect, similar to the continued policy of increasing government revenue for all departments at a rate greater than inflation. Support for the gold standard also got a large boost as the Eurasian Federation has announced its intention to follow the policy. President Lakian comments:
"The first large industrial nation has joined the gold standard effort, meaning that it is entirely conceivable that the world's supply of gold will be consumed for the purpose of currency. This places current users of the gold standard - the Philippines, Maha Tai, Papua New Guinea, and Cambodia - in a very strong position as our gold reserves are proportionately much larger compared to other nations for the size of our economies. We will have the option to either maintain the standard if the world economy is unstable, or if it remains stable we can sell the gold at a large profit due to its scarcity."
Growth rate modifiers are decaying by 0.05 per year. 5.0% base growth as a developing nation (that has reached $7500 GDP/capita) + 0.10% from huge contracts to build MNET-ENet-CNet across most of Latin America + 0.40% long term growth in construction sector from Sulu Tunnels and Friendship Tunnel projects - 0.05% in land development due to significantly higher costs for building new homes
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[Budget] Philippines budget 2043

Class IV Budget
Category Percentage Allocated Funds
Department of Education 17.69% $50,500,000,000.00
Department of Health 13.49% $38,500,000,000.00
Department of National Defense 9.02% $25,750,000,000.00
Defense Research & Procurement 1.35% $3,862,500,000.00
Department of Public Works and Highways 9.55% $27,250,000,000.00
Department of Social Welfare and Development 7.53% $21,500,000,000.00
Department of Science and Technology 7.53% $21,500,000,000.00
Department of Interior and Local Government 5.08% $14,500,000,000.00
Department of Agriculture 3.85% $11,000,000,000.00
Department of Transportation and Communications 3.33% $9,500,000,000.00
Department of Finance 2.63% $7,500,000,000.00
Department of Environment and Natural Resources 2.63% $7,500,000,000.00
Energy Transition Plan 5.87% $16,749,000,000.00
Sulu, Friendship, and Solomon Tunnels 6.02% $17,198,571,428.00
National Battery Banks 2.63% $7,500,000,000.00
Foreign Exchange Reserve Deposit 1.80% $5,149,692,203.46
Spending of foreign exchange reserves:
$1,660,000,000 to South Africa for purchase of gold
New foreign exchange reserves: $54,472,379,969
Maximum Gold reserves: 2223.8 tons
Maximum M0 : 4,440,687,887,000 PHP
These two values exist in an undefined equilibrium due to the gold standard. Some portion of the printed PHP is temporarily out of circulation after being exchanged for gold, and likewise some portion of the gold reserves is currently circulating in the economy. With growing forex reserves and no balance of payments crisis in the foreseeable future, it is unimportant to establish the exact figures.
Since 2040, the inflation-adjusted value of all physical money has risen 7.5%, relieving the predicted cash shortage to an unknown extent.
As predicted, budgetary stability has returned and foreign exchange reserves are once again on the rise. As the rate of gold imports continues to increase, there are those who point to projections of the government potentially spending $20 billion annually on the policy in the 2060's to suggest that a 1:1 gold standard:physical money ratio will eventually need to be lowered to 1:2 in line with the policy of Maha Tai and the Eurasian Federation.
President Orongan has brushed off criticism by observing that gold panners introduce 18 tons of gold per year into the Philippine economy - suggesting the mineral is still widespread - and that sourcing gold from Africa rather than domestically was an intentional choice to allow for low-cost domestic extraction in the future. She also made a remark that many found unsettling:
"The PSPK gold stash was substantial, and it is far from the only large stash of gold hidden away in the Philippines. A series of specific individuals or their descendents with ties to the Marcos regime will be approached by our intelligence services to offer partial legalization of their illicit funds - American bearer bonds excepted - in exchange for the physical gold in the next few years. While I will not embarrass myself with an estimate, I will say that I am optimistic about the potential for this program."
Growth rate modifiers are decaying by 0.05 per year. 4.5% new base growth + 0.35% long term growth in construction sector from Sulu Tunnels, Friendship Tunnel, and Solomon Tunnel projects + 0.05% from Third Energy Transition Plan
Population growth rate still frozen until next season when I can come up with a better model :/
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[Budget] Philippines budget 2042

Class IV Budget
Category Percentage Allocated Funds
Department of Education 18.03% $49,000,000,000.00
Department of Health 13.61% $37,000,000,000.00
Department of National Defense 9.20% $25,000,000,000.00
Defense Research & Procurement 1.38% $3,750,000,000.00
Department of Public Works and Highways 9.66% $26,250,000,000.00
Department of Social Welfare and Development 7.63% $20,750,000,000.00
Department of Science and Technology 7.36% $20,000,000,000.00
Department of Interior and Local Government 5.15% $14,000,000,000.00
Department of Agriculture 3.86% $10,500,000,000.00
Department of Transportation and Communications 3.31% $9,000,000,000.00
Department of Finance 2.67% $7,250,000,000.00
Department of Environment and Natural Resources 2.67% $7,250,000,000.00
Energy Transition Plan 6.16% $16,749,000,000.00
Sulu, Friendship, and Solomon Tunnels 6.33% $17,198,571,428.00
National Battery Banks 2.76% $7,500,000,000.00
Foreign Exchange Reserve Deposit 0.23% $612,722,703.83
Spending of foreign exchange reserves:
$1,660,000,000 to South Africa for purchase of gold
New foreign exchange reserves: $50,922,687,765
Maximum Gold reserves: 2117.9 tons
Maximum M0 : 4,229,226,559,000 PHP
These two values exist in an undefined equilibrium due to the gold standard. Some portion of the printed PHP is temporarily out of circulation after being exchanged for gold, and likewise some portion of the gold reserves is currently circulating in the economy. With growing forex reserves and no balance of payments crisis in the foreseeable future, it is unimportant to establish the exact figures.
As expected, economic growth is beginning to slow, but as of yet it has not conflicted with the tradition of expanding all budget categories at a greater rate than inflation. The Orongan administration predicts that foreign exchange reserves will begin to rise again starting next year, and remains optimistic about regional economic stability due to the peaceful Japanese annexation of Karafuto.
In light of these positive indicators, President Orongan has indicated her desire to proceed with the funding for the underwater habitation and research complex with New Zealand, Papua, and the Solomon Islands - widely considered to be an alpha stage to gather data for a future station on Jupiter's moon Europa in the 2060's or 2070's. A meeting will be arranged shortly with all involved parties to discuss the proposed direction of research during what will likely be a lengthy construction period.
Supporting this endeavor, the government has released a short teaser video demonstrating a hypothetical modification to Japan's Hachimann Landing System which includes a large ice drill. Though conditions continue to improve within the Philippines, the pace may be less than satisfactory for those on the bottom rung of society, and by promoting such long-term visions for the nation the government hopes to stifle potential unrest, especially in light of the growing popularity of the People's Action Party.
Growth rate modifiers are decaying by 0.05 per year. 4.5% new base growth + 0.40% long term growth in construction sector from Sulu Tunnels, Friendship Tunnel, and Solomon Tunnel projects + 0.10% from Third Energy Transition Plan + 0.05% growth in agriculture sector
Population growth rate frozen until next season when I can come up with a better model :/
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[Budget] Philippines budget 2041

Class IV Budget
Category Percentage Allocated Funds
Department of Education 18.38% $47,500,000,000.00
Department of Health 13.83% $35,750,000,000.00
Department of National Defense 9.29% $24,000,000,000.00
Defense Research & Procurement 1.39% $3,600,000,000.00
Department of Public Works and Highways 9.77% $25,250,000,000.00
Department of Social Welfare and Development 7.74% $20,000,000,000.00
Department of Science and Technology 7.45% $19,250,000,000.00
Department of Interior and Local Government 5.22% $13,500,000,000.00
Department of Agriculture 3.87% $10,000,000,000.00
Department of Transportation and Communications 3.29% $8,500,000,000.00
Department of Finance 2.71% $7,000,000,000.00
Department of Environment and Natural Resources 2.71% $7,000,000,000.00
Energy Transition Plan 6.48% $16,749,000,000.00
Sulu Tunnels and Friendship Tunnel 5.65% $14,598,571,428.00
National Battery Banks 1.93% $5,000,000,000.00
Foreign Exchange Reserve Deposit 0.28% $728,036,294.67
Spending of foreign exchange reserves:
$1,660,000,000 to South Africa for purchase of gold
$14,500,000,000 for geothermal plant renovations
$2,500,000,000 for National Battery Banks program
New foreign exchange reserves: $51,969,965,061
Maximum Gold reserves: 2017.1 tons
Maximum M0 : 4,027,834,818,000 PHP
These two values exist in an undefined equilibrium due to the gold standard. Some portion of the printed PHP is temporarily out of circulation after being exchanged for gold, and likewise some portion of the gold reserves is currently circulating in the economy. With growing forex reserves and no balance of payments crisis in the foreseeable future, it is unimportant to establish the exact figures.
The new Orongan administration found itself with a major headache in the form of trying to balance a budget while maintaining funding for several large projects. Unfortunately, as the President was more or less thrust into her position by the NPC party, she cannot afford to criticize their spending policies without alienating her political supporters yet.
With the prospects of slowing growth and declining government revenue in the years to come, the Philippines will need to find additional sources of funding if it is to continue its infrastructure megaprojects on schedule while simultaneously remaining debt free and accumulating large amounts of gold.
In a short speech to supporters, President Orongan justified the deep withdrawals from the forex reserves:
"The National Battery Bank network is more than just another piece of infrastructure, and should be viewed as a store of value. Over time we anticipate that an energy-based currency will arise due to the universal applications of electricity, and the Philippines will be at the forefront of developing modular technologies for storage and trade of this commodity."
Growth rate modifiers are decaying by 0.05 per year. 5.0% base growth as a developing nation + 0.05% from huge contracts to build MNET-ENet-CNet across most of Latin America + 0.35% long term growth in construction sector from Sulu Tunnels and Friendship Tunnel projects + 0.05% income from carbon offset program + 0.15% from Third Energy Transition Plan
Also, population growth decay turned out to be way too fast, so I reversed it a bit.
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[Budget] Philippines budget 2036

Class IV Budget
Category Percentage Allocated Funds
Department of Education 18.64% $36,500,000,000.00
Department of Health 14.30% $28,000,000,000.00
Department of National Defense 11.24% $22,000,000,000.00
Defense Research & Procurement 1.69% $3,300,000,000.00
Department of Public Works and Highways 10.47% $20,500,000,000.00
Department of Social Welfare and Development 7.15% $14,000,000,000.00
Department of Science and Technology 7.15% $14,000,000,000.00
Department of Interior and Local Government 6.38% $12,500,000,000.00
Department of Agriculture 4.34% $8,500,000,000.00
Department of Transportation and Communications 3.19% $6,250,000,000.00
Department of Finance 2.68% $5,250,000,000.00
Department of Environment and Natural Resources 2.17% $4,250,000,000.00
Energy Transition Plan 4.09% $8,000,000,000.00
Foreign Exchange Reserve Deposit 6.52% $12,756,899,503.36
New foreign exchange reserves: $52,702,707,760
Maximum Gold reserves: 1674.3 tons
Maximum M0 : 3,343,346,430,000 PHP
These two values exist in an undefined equilibrium due to the gold standard. Some portion of the printed PHP is temporarily out of circulation after being exchanged for gold, and likewise some portion of the gold reserves is currently circulating in the economy. With growing forex reserves and no balance of payments crisis in the foreseeable future, it is unimportant to establish the exact figures.
Notably, the GDP has finally reached $1 trillion, adding the Philippines to an exclusive club of nations and the largest in ASEAN after Indonesia. With the impending unification of Mueang Thai with Laos and possibly Yunnan, the Philippines will have to work hard to retain this status in future years, though friendly competition is always welcome.
Market confidence has also recovered from the uncertainty revolving around the Chinese occupation in light of the world class mineral deposits uncovered in the Zimbabwean Plateau of South Africa by Filipino surveyors. With a perceived lack of outside interest in mining these deposits, the Philippine government has suggested it may develop a majority of them itself via state capitalism in cooperation with South Africa, potentially offsetting the impact to the budget of decreased taxes as part of ongoing minimum wage reform.
Growth rate modifiers are decaying by 0.05 per year. 6.0% as base growth as a fast developing nation + 0.05% residual effect of market rally from Sabah annexation + 0.10% estimated increased trade due to original CPS treaty + 0.30% from huge contracts to build MNET-ENet-CNet across most of Latin America + 0.05% stock market bump from discovery of vast Zimbabwean riches.
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[Budget] Philippines Budget 2030

PHILIPPINES BUDGET 2030
GDP: $732,426,545,940
GDP growth: 4.25%
Population: 130,417,780
Population growth: 1.72%
GDP per capita: $5616.00
Revenue: $139,161,043,729
Revenue as % of GDP: 19%
SPENDING OF REVENUE:
Department of Education: $22,500,000,000 (16.16% of budget)
Department of National Defense: $18,500,000,000 (13.29% of budget)
Department of Health: $16,500,000,000 (11.86% of budget)
Department of Public Works and Highways: $15,500,000,000 (11.14% of budget)
Department of Interior and Local Government: $10,250,000,000 (7.37% of budget)
Department of Social Welfare and Development: $9,250,000,000 (6.65% of budget)
Department of Agriculture: $3,750,000,000 (2.69% of budget)
Department of Finance: $3,750,000,000 (2.69% of budget)
Department of Transportation and Communications: $3,750,000,000 (2.69% of budget)
Department of Science and Technology: $2,750,000,000 (1.98% of budget)
Department of Environment and Natural Resources: $2,750,000,000 (1.98% of budget)
Energy Transition Plan: $8,000,000,000 (5.75% of budget)
Debt servicing: $10,600,000,000 (7.62% of budget)
Foreign Exchange Reserve Deposit: $11,311,043,729 (8.13% of budget)
New Gross Debt after payments: $0
Debt as % of GDP: 0%
Spending of foreign exchange reserves from 2029:
$2,761,000,000 exchanged for gold
$11,311,043,729 deposit from budget
New foreign exchange reserves: $22,831,506,753
Gold reserves: 1402.2 tons
Due in part to the continued Chinese recession as well as the lowering of taxes, the budget has remained stagnant from 2029, sparking concerns that continued Filipino growth may not be something to take for granted. President Cojuango has downplayed criticisms, noting that the Energy Transition Plan is finally complete and will free up funding that he vows to redistribute appropriately.
At the same time, the Philippine has achieved enough gold to match the value of its predicted narrow stock of money, M0, allowing for the rebuilding of the nation's dramatically depleted foreign exchange reserves. Though the gold itself largely deters currency attacks, the Chinese recession has made it harder for the Philippines to maintain a positive trade balance, giving higher priority to forex account deposits than what had originally been intended.
Growth rate modifiers are decaying by 0.05 per year. 6.0% as base growth as a fast developing nation + 0.20% residual growth for FLNG upgrade + 0.10% residual growth for previous FLNG upgrade - 2.15% due to Chinese recession + 0.05% residual growth from industrial stimulus plan + 0.05% increase in construction/tech sectors from large PNET project
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Philippine Peso Exchange Rate 23.03.2019 ... Currencies and banking topics #90

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